Newsletter

December Newsletter

december newsletter

What do you want to find under your Christmas tree?

I asked some of the team at Apollo what present they would like to find under their Christmas tree this year and here’s what they said:

Deanna Dekker, Insurance Consultant – I would love to find an Instant Pot – Electric Pressure Cooker under my tree as I have started cooking new recipes to maintain my new healthy lifestyle.

Paula Cobbs, Insurance Service Representative – I would be so excited to wake up on Christmas morning and find a vintage Nancy Drew book from the 1930’s under my tree,

Bill Obelmito:, Insurance Consultant – it would be awesome to find a pair of headphones that allow me to watch TV without disturbing anyone. Mainly because my wife, daughter and grandkids make too much noise and I can’t ever hear the TV!

Jessica Santana, Sales Support Specialist – I love to be surprised on Christmas morning. Big or small, the thought that went into picking the gift is what really matters. My biggest joy is watching my kids faces light up as they’re opening their presents–that’s my gift–their happiness.

Christina Rittenhouse, Receptionist – I really enjoy the excitement of watching my friends and family open their gifts. However, it would be fun to get a mixer so that I can bake with my nieces and the gift will bring us many happy memories and delicious treats!

Steve Arguello, Insurance Consultant – The best present would be to have my mom who lives in Massachusetts with us at Christmas.

All of us at Apollo hope you get what YOU want under your Christmas tree!

december newsletter

Adopt-A-Family for the Holidays

The holidays are here and with it bring the promise of a beautifully decorated house with a pile of brightly wrapped presents tucked under the tree brimming with ornaments. But not everyone is as fortunate. And to help those in need, or those who have suffered a financial hardship, and can’t afford to enjoy a lavish holiday season, there is the Adopt-A-Family program. Most cities have one or you can check with a charitable organization, such as the Salvation Army or even reach out to one of the armed forces to adopt a military family in need.

This year, Apollo Insurance Services is adopting two families through the Chino Neighborhood House. The Chino Neighborhood House is a non-profit, charitable organization that provides food and clothing and other necessities for families in the Chino Valley. We’re excited to shop for the families, each with three children that need clothing and some other goodies that they had on their wish list. We’re hoping to have all the presents wrapped and under their trees before Christmas. We also hope to have the opportunity to meet the families and wish them a safe & healthy New Year with the prospect of a fresh start and memories of a delightful holiday season.

Wishing you & yours the joys of the season and hoping you will also consider to Adopt-A-Family for the Holidays this year.

december newsletter

Stay on Top of Holiday Spending

The Holiday season is a great, yet expensive time. All the decorations, parties, cards, cookie baking and gifts for everyone on your list add up. Studies have found that almost 80 percent of Americans overspend on holiday purchases. Here are three tips to help keep holiday spending on track:

Create a Budget for Holiday Spending

Creating a budget specific for holiday spending is a great first step to avoid overspending. Whether you’ve been saving up to buy gifts or if you’re going to use a portion of your existing spending budget, make sure to determine how many gifts you want to buy and how much you want to spend on each gift. Be sure to leave a little room in the budget, in case you forget a gift or get invited to a gift exchange.

Use Credit Cards Wisely

Using credit cards for holiday purchases can be a great idea for some people, particularly those who have a rewards-earning card or are trying to build their credit. However, you should make sure you have a plan to pay off the card balance without incurring any unnecessary fees. If you plan to use credit cards for your holiday spending, make sure your post-holiday budget leaves some room for making payments.

Be Careful Not to Overdraft a Budget

Holiday shopping can be a frenzy-especially if you’re shopping in a large mall or trying
to take advantage of multiple sales. Having a budget is a great first step, but if you’re using a debit card, you’ll also need to be aware of your account balance and any daily spending limits.

Happy Shopping!

december newsletter

Buttery Snowball Cookie Recipe

It looks and tastes just like the holidays – this delicious, melt-in-your-mouth recipe of butter cookies with pecans shaped into snowballs and dusted with powdered sugar.  All we can say is yum!

Ingredients

  • 1 cup butter softened
  • 1/2 cup powdered sugar
  • 2 1/2 cups all-purpose flour
  • 1 teaspoon vanilla extract
  • 1/4 teaspoon salt
  • 3/4 cup finely chopped pecans
  • 1 cup powdered sugar

Instructions

  • In the bowl of a stand mixer, mix the butter and powdered sugar until creamy
  • Add the flour, vanilla, salt and chopped pecans. Mix well again.
  • Chill the dough for at least 2 hours.
  • Preheat the oven to 400 degrees.
  • Roll the dough into 1″ balls. Place on a non-stick baking sheet. These cookies will not rise or flatten, so they can be placed relatively close together.
  • Bake for about 10 minutes. Don’t allow the balls to brown. This will ensure they  are buttery soft!
  • Immediately roll the cookie balls in powdered sugar.
  • Allow the cookies to cool completely and then roll them in powdered sugar again.

Stack them on top of each other so they look like a pile of snowballs and dig in!

November Newsletter

november newsletter
november newsletter

Thanksgiving Thoughts

I asked some of the team at Apollo what their favorite thing about Thanksgiving is and here’s what they said:

Ken Potter, VP – My favorite thing about Thanksgiving are the sights, sounds and smells! I enjoy seeing my wife smiling while we chop vegetables and prepare the turkey. I love having family and friends around to share stories and reminisce about the past and look forward to things to come.

Joseph Cohen,, Manager, Business Development – The thing I love most about Thanksgiving is the time to be thankful for the blessings in my life. To have the ability to host a family gathering, eat some great food, and to be loving to others is all something to be thankful for. 

Karen Irwin:, Insurance Services Manager – My favorite thing about Thanksgiving is having all of my family together.

Julia Barragan, Insurance Services Supervisor – What I love most is being with family.
Roland Taylor, Business Analyst – Playing touch football before the big meal and then the huge game of Monopoly afterwards!

Gail Christner, Marketing Analyst – I love the tradition of gathering at my cousin’s house every year. They host over 40 people and we bring our favorite dishes to share while we enjoy each other’s company and count our blessings.

All of us at Apollo are thankful to have you as our customers and we wish you all a very Happy Thanksgiving!

november newsletter

How to Survive the Holiday Travel Season

As the holiday season approaches, so does a busy travel season. The chaos can put a damper on your cheerful spirit if you aren’t prepared. Here are some of Travel Insured’s top tips to survive holiday season travel:

Take the road less traveled

Even if you know where to drive, use a navigation app (Google Maps, Waze, etc) to keep you on the least congested route.

Take precautions for your electronics

Add password protection to your devices if you haven’t already done so. If you’re checking your bank account, or anything else confidential, don’t use public Wi-Fi. Travelers often forget that even hotel Wi-Fi is a target for hackers, since they know tourists are there.

Keep the kids happy

When traveling with children, pack yummy snacks for them. If they’re being disruptive to others it could help to distract them with a snack. You could also gift your snacks to nearby travelers as a “thank you for being patient with us” offering.

Always arrive at least an hour early to the airport

Airports are particularly crowded around holidays. Showing up early ensures you won’t miss your flight due to long lines. Having extra time to kill is better than running to your gate or missing your departure.

Don’t travel with wrapped gifts

You should pack your gifts unwrapped or you risk TSA opening the gift before the intended recipient! Another alternative is to use gift bags instead of wrapping paper. You can pack gift wrap and tape in your bag to put the gift together post-security checkpoint. If you’re still concerned, you can always ship your gifts to your destination instead of packing them.

Make your baggage stand out

Invest in a unique colored/patterned bag or find a bright luggage tag or ribbon to attach. This can help you recognize your bag easily at baggage claim and in crowded overhead bins.

Don’t over pack, except for medication

Take enough of your prescription medications for the duration of the trip, plus extra in case you aren’t able to return home on time. Weather can be pretty unpredictable around the holidays, which means travel plans are susceptible to delays and cancellations.

Help prepare for the unexpected with travel protection

A travel protection plan can be useful during one of the busiest times of the year. There are more important things to have on your mind, so let travel protection help you travel relaxed, travel secure, travel insured. For more information, click here.

november newsletter

Thanksgiving Day Quiz

We celebrate Thanksgiving every year during the fourth Thursday in November, eat lots of delicious roasted turkey, mashed potatoes, gravy and velvety pies but what do we really know about the traditions that started after the Pilgrims feast at Plymouth Rock?
  1. Where was the first Thanksgiving parade held?
    1. Washington, DC
    2. New York
    3. Philadephia
  2. Which NFL teams played in the first Thanksgiving game in 1934?
    1. Dallas Cowboys & Chicago Bears
    2. Detroit Lions & Chicago Bears
    3. Dallas Cowboys & Detroit Lions
  3. How many turkeys do Americans eat each Thanksgiving?
    1. 23 million
    2. 46 million
    3. 55 million
  4. Which pie do most Americans prefer?
    1. Pumpkin
    2. Pecan
    3. Apple
  5. Black Friday is the busiest day for?
    1. Restaurants
    2. Plumbers
    3. House Cleaners

Answers: 1c,2b,3b,4c,5b

november newsletter

Black Friday Shopping? Don’t leave gifts on car seats

You might be leaving your car at home unattended while traveling for the holidays, or maybe you’re staying local and hitting the Black Friday sales. Either way, you’ll want to protect your car from break-ins.

Here are tips you can follow to help protect your car from burglars this season:

  • Lock all car doors, and make sure windows are shut after you park
  • Do not store gifts or other valuables on the seats where they may be visible
  • If you have a garage, park inside instead of on the street
  • Make sure any installed car alarm or security systems work properly

October Newsletter

kids playing with pumpkins
apollo employees in costumes

We Love Halloween!

Last year, your friends at Apollo got into the spirit by dressing up as our favorite dead celebrities such as Hugh Hefner, Amy Winehouse, David Bowie, Janis Joplin, Steve Irwin and Jackie Kennedy. This year, we’re doing a team theme. (Some ideas – The Flintstones, The Addams Family, Hocus Pocus)

Come by and say hello to us while Trick or Treating at The Shoppes at Chino Hills. The event starts at 3:00pm on October 31st, and runs until 5:00pm. There will be a costume contest that starts at 4:00pm, as well as many other fun activities, such as trick or treat stations, craft projects, and face painting. We hope to have a booth there to give out candy and prizes to the little ghosts and goblins!

We hope to see you there!

 

Kids trick or treating
Next to Christmas, Halloween is probably the most favorite holiday for kids, and as mentioned, your friends at Apollo!  With candy, costumes, and spooky decorations, there’s not a lot you can do to keep your kids calm! But trick-or-treating can be a little scary for parents with all the ghosts and goblins out on the streets — you never know what could be lurking around the corner. Here are a few tips to keep your kids safe and to let you relax and enjoy it all:Choose costumes that:

  • are flame-resistant
  • have masks that don’t block their vision
  • aren’t too long (so they don’t trip and fall)
  • have props such as swords that are made of soft materials
  • have something reflective on them (so drivers can see them crossing the street)

While Trick or Treating make sure to:

  • walk only on the sidewalks
  • obey traffic signals
  • only walk on well-lit streets
  • bring a flashlight
  • save all the treats to eat at home

Halloween is a fun and exciting time – enjoy it. It only comes once a year! Your friends here at Apollo Insurance Services wish you a Safe & Happy Halloween!

fall collage

Thank you for sharing us with your friends & family!

We appreciate all of our valued customers. Our #1 goal is to help you protect what’s essential in your life and give you the best possible experience while doing so. If we have reached our goal, we hope you’ll spread the word to your family and friends. We would be honored to help them as well. As our way of saying thank you, we’ll send you a $20 gift card for every referral that is sold!

You can call us at 800.426.1088 or click here and complete the form.

pumpkin soup

Pumpkin & Italian Sausage Soup

Here’s a smooth, hearty pumpkin soup recipe to try on a chilly fall evening. The sweetness of the pumpkin complements the spiciness of the sweet Italian sausage. If you like spicier foods, try it with hot Italian sausage.

Ingredients

2 teaspoons olive oil
1 pound sweet Italian sausage
1 medium white onion, chopped
2 cloves garlic, minced
1/2 teaspoon salt
1/4 teaspoon black pepper
3 tablespoons unsalted butter
3 tablespoons all-purpose flour
2 cups milk
2 cups chicken broth
1 15-ounce can of pumpkin
Shaved Parmesan cheese
Chopped parsley (optional)

In a large saucepan heat oil over medium heat. Add sausage; cook until browned. Add onion, garlic, salt and pepper. Reduce heat to medium. Cook 5 minutes or until onion is tender, stirring occasionally.

Add butter to meat mixture, cook until melted. Stir flour into 1 cup milk; stir into meat mixture. Stir in remaining milk, chicken broth and pumpkin. Bring to a boil; reduce heat to low. Cover and gently simmer 10 minutes.

Ladle soup into bowls, Garnish with Parmesan cheese and if desired, parsley.

Enjoy!

September Newsletter

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Betty Favela

Staff Spotlight – Betty Favela

Betty is one of our friendly and helpful Insurance Service Representatives. If you need to change your insurance coverage, add a car or if you’ve been in an accident and need help getting your claim started, Betty is your girl. She’s getting ready to celebrate 15 years here at Apollo. She enjoys helping customers navigate through the insurance world, answering their questions and finding them the right insurance for their needs. Betty explained “I love helping customers and giving them peace of mind so they know they’re protected.” It’s easy to see why she loves the comic book and movie superhero, “Wonder Woman”.

In her spare time, Betty enjoys spending time with her boyfriend, son and two dogs. Her family time is the most important time to her and they all enjoy going to concerts and movies together especially if Keanu Reeves is in the starring role. And of course she’ll be first in line for the next “Wonder Woman” installment. We hope you get a chance to meet Betty soon!

 

dog with american flag in mouth

Fun Facts about Labor Day

Labor day is almost here. This year it falls on Monday, September 3rd. Here are some interesting facts that you may not know:

  1. Most Americans think of Labor Day as an American Holiday, but Labor Day started in Canada.
  2. Some of the first festivities included speeches, a picnic, an abundance of cigars and beer kegs mounted in every conceivable place. (Why did this stop?)
  3. The reason for Labor Day was outlined in the proposal for the holiday – “A street parade to exhibit to the public the strength and esprit de corps of the trade and labor organization.”
  4. Nobody knows who actually started Labor Day.
  5. The first Labor Day celebration in the U.S. can be traced back to New York City on September 5, 1882.
  6. Oregon was the first, then Colorado, New York, Massachusetts & New Jersey followed as the first states to declare Labor Day a state holiday.
  7. Labor Day is always celebrated on the first Monday in September. It’s one of the busiest travel days.
  8. The “no white” after Labor Day is actually symbolic to the uniforms that were worn.
  9. The celebration of Labor Day is for anyone in the workforce.

Labor Day also signifies the end of summer. (Gasp!)

 

Children's Hospital Los Angeles - NeoNatal Unit

Children’s Hospital Los Angeles – NeoNatal Unit

Two of our favorite causes here at Apollo are animals and children. We enjoy doing whatever we can to help. Recently we were able to help the great people of Children’s Hospital Los Angeles (CHLA) neo-natal unit. They’re the people who care for premature babies, some of which may be as small as the size of your hand. These fragile babies need extra TLC and the neo-natal unit are the ones to dispense it. But they need help with funding to keep the unit running. To help spread awareness to the community and raise needed funds, their ambassadors wear preemie diaper pins on their lapels which say “Ask me about this” It definitely gets attention and helps get a conversation going – the diapers are so teeny-tiny, you realize how tiny the babies must be.

A group of us got together and assembled 480 preemie diaper pins for the representatives at CHLA to wear. We were so happy to get this done and help this great cause.

girl sitting on couch with cup of coffee looking at phone

September is Disaster Preparedness Month – there’s an app for that!

Now you can be prepared to protect your property from damage the next time a disaster strikes with a new iPhone® app from the Opens in new window Insurance Information Institute(I.I.I.) and the Opens in new window Insurance Institute for Business & Home Safety(IBHS).

The Opens in new window Your Plan app was developed by the I.I.I. and uses a set of resources and checklists from the IBHS to help you minimize property damage from severe weather and other disasters. Preparing yourself and your property against damage can minimize losses and make your homeowners insurance provider happy.

Start with preloaded checklists built into the Your Planapp to learn how to prepare for disasters and minimize property damage. Monitor events with local emergency information right from the app. Set due dates, add notes, track your progress—even create and share custom checklists with friends and family.

The Opens in new window Your Plan app is free to download from the Apple® App Store and is an easy way to help make sure you’re prepared in the event of a disaster.

January Newsletter

happy new year 2018
iphone in hand

These Apps Help you Keep your New Year’s Resolutions

Almost half of Americans make New Year’s resolutions. Far fewer stick to them.

“Losing weight” and “exercising more” are among the most popular goals. A sizeable percentage of Americans also aim to “be a better person.”

TechCrunch reviewed apps that are designed to help people stay on track with these plans. Here are a few that will help you remain focused in 2018.

There are countless fitness and diet apps. But if you’re looking for a new one, 8fit is worth checking out. Whether you want to “lose fat” or “gain muscle mass,” 8fit lets you track specific fitness goals. There are workout videos for yoga. It has plans to add videos to target your core and arms. You can also log exercises and sync steps with Apple Health. 8fit additionally has a diet section, for monitoring what you eat. Whether you’re vegetarian or looking to avoid carbs, there are plenty of options suitable for various diets. 8fit will help you build a customized meal plan, complete with recipes. The basic app is free and available on both iOS and Android.

Regardless of what your resolutions are, this app will help you get it done. The aptly named “Done,” lets you set your own goals and get reminders. Done charts your progress, so you can see how you performed this week or this month. The data is exportable and can be backed up by Dropbox. The beauty of the app is the simplicity.

All of us at Apollo Insurance Services wish you good luck & lots of willpower in keeping those resolutions!

woman in kitchen with rubber gloves on

Four Tasks Every Homeowner Should Do In January 

Whew. The holidays are done. The new year has rung in.That’s when smart homeowners know it’s time to do these four things that’ll save time, money, and hassles all year long:

#1 Organize your Seasonal Storage Space

Packing away holiday decor presents a big opportunity. It’s the best time to sort, declutter, and reorganize that space where you store your seasonal stuff.So before simply stuffing your holiday things back in there somewhere, take inventory, then sort, filter, donate, trash, and re-home as many of your things as possible.It’ll help keep you more organized all year long, and make it easier to find all your holiday stuff next year.

#2 Deep-Clean the Kitchen

All of that holiday merriment-making is rough on a kitchen. Give it a good deep cleaning now that the glittery dust has settled. Purge your pantry and frisk your fridge, passing what you can on to local food banks. Scrub the walls and kick-boards, and even pull those appliances right out from the walls for a thorough vacuuming to prevent gunk (and stinks!) from accumulating.

#3 Plan Summertime Projects Now

Finalize plans for any landscaping, decks, patios, or other outdoor projects that need warm weather. Two good reasons:
1. If you’re DIYing, you’ll be ready to roll at the first hint of nice weather.
2. If you’re hiring a contractor or other professional, getting your bids and contracts in place now will save you from competing with the spring rush (wait too long, and you may not be able to book anyone!).

#4  Create a Schedule to Clean ALL your Home’s Filters

It’s not just your HVAC. The filters in your fridge, your vacuum cleaner, your dryer, your air filter, and other household items need to be changed or cleaned at least once a year to be effective, usually more often — especially your dehumidifier. Mold grows easily there. Check manufacturer instructions for all the filters in your home, and create a master schedule, then add them to your calendar app to remind you.

And voila, enjoy a nice, clean kitchen – before you know it, it willl be time to plan your special Valentine’s dinner.

mom braiding daughters hair

Are you protected for the New Year?

It’s that time again. A time when we reflect on the past year and plan for the new. As you decide on your resolutions, make your family’s protection a top priority. Having enough insurance in case of an accident or unfortunate circumstance is a great first step towards security and peace of mind for those you love
Give us a call today at 800.426.1088, option 3 to review your current policies and plan for any gaps in coverage.

automobile and sun in the distance

Navigate the Rising Cost of Auto Insurance

If you’re paying a bit more for auto insurance these days, you’re not alone. According to the Insurance Information Institute, the average annual cost of insurance premiums rose to approximately $926.

Why the increase? Cheaper gas prices and an improving economy mean more drivers on the road today. Unfortunately because of cellphones, too many of them are driving distracted, leading to an increase in severe car accidents. And because insurers are bearing the costs of these collisions – more expensive car repairs, higher medical bills and costly claim settlements – they have been forced to raise insurance rates.

Luckily, there are ways to keep your costs down and find the coverage that best meets your needs. Here’s how:

Car Shopping? Estimate Insurance Costs First
It’s no secret that some cars are more expensive to insure than others. That’s why it pays to do your homework and estimate insurance costs for the vehicles you’re interested in buying.

Review Your Coverage

If you’re shopping for auto insurance or wondering if your policy provides the best coverage and competitive pricing, the licensed insurance professionals at Apollo Insurance Services can help. We’ll do a quick review of your needs, and identify savings opportunities and discounts. We’ll also compare rates with highly rated insurance companies, such as Travelers, Safeco, Mercury, Kemper, Progressive and more!

Bundle Your Insurance

If you have auto and home insurance with different companies, a smart way to save money is to bundle your coverage with one company. By doing so, you can save 10% to 20% on each policy.

Choose Higher Deductibles

You can save significantly on your policy by increasing your deductible, to $500 from $250, for example.Just make sure you have enough money set aside in case you need to file a claim and pay that deductible.

Let Our Experts Help You

Our licensed insurance consultants are here to make sure you find the coverage you need at a price that’s right for you. Get a free quote online at www.apolloinsuranceservices.com or call us at 800.426.1088, option 2. Also, remember to refer your friends and family to us, we’ll send you $20 for each policy that is sold!

February Newsletter

chocolates in heart shaped box
football game action shot

Fun Facts about the Super Bowl

Come the first Sunday in February, the question won’t be whether or not you’ll watch the Super Bowl. It’s whether you’ll be checking out the game, the commercials or the halftime performance. Whatever you choose,  you can keep things lively by knowing some Super Bowl trivia. Drop a few of these stat bombs on your fellow fans, and we guarantee they’ll be impressed.

Second Food Day Behind Thanksgiving

Super Bowl Sunday is practically an unofficial national holiday, so it’s no surprise that the day doubles as a food fest as well. Thanksgiving excluded, Americans consume more food during the Super Bowl than any other day. We buy 12. 5 million pizzas and the California Avocado Commission estimates that fans consume 160 million avocados (most likely in the form of guacamole, of course).

Lots of People Only Watch the Halftime Show

Katy Perry’s costumed backup dancers (Left Shark, looking at you) caught the attention of more viewers than the actual game. Perry’s halftime performance drew 118.5 million viewers compared to the game’s 114.4 million.

A Fan Saved Super Bowl History

Super Bowl I (1967) wasn’t broadcast live but televised after the fact simultaneously by both NBC and CBS (it is the only Super Bowl to have been simulcast). Producers later erased the footage to film soap operas. That precious archival footage was restored, however, when a fan came forward with a personal recording of the game. Whew!

The Trophy Belongs in Tiffanys

The Vince Lombardi Trophy depicts a regulation-size football atop a vaguely tee-like structure. Designed and manufactured by Tiffany & Co., the sterling silver award weighs seven pounds and takes nearly 70 hours to forge and assemble. Its estimated value is $50,000. Prior to Super Bowl XXX, the trophy was presented to the winning team’s owner in the locker room. Since then, it’s been presented on the field after the game amidst a deluge of confetti.

Whoever you’re rooting for and wherever you happen to watch the game, Apollo Insurance Services hopes you enjoy the Super Bowl!

girl with 2 puppies

National Love Your Pet Day

National Love Your Pet Day takes place on February 20th and is the perfect time to show your furry friend just how much you care. If you don’t have a pet, it’s the best day to look into giving one the life it deserves!

There are plenty of pet adoption centers that will allow you to find your new best friend. Most of these organizations are dedicated to rescuing and saving cats and dogs that are left homeless including, animals that are at high risk of euthanasia in public shelters, pets that are given up by their owners, or those who are in danger of neglect or abuse.  A simple act of kindness can change your life and the life of an animal for many years to come!

And remember, when it comes to protecting your pet, you should consider Petplan pet insurance. Petplan is more than medical insurance for pets–it’s peace of mind for pet parents. When your best friend gets sick or injured, pet insurance helps pay the vet bill. For a free quote click here.

man attaching necklace to woman

Protect your memories

Valentine’s Day is right around the corner – will you be receiving a new piece of jewelry to add to your collection?  You may even be receiving a new engagement ring!  Whatever it is, jewelry tells a very personal story. It’s a story about your life’s most memorable moments.Your jewelry is a reflection of who you are. Your collection can consist of necklaces, rings, earrings, bracelets, diamonds, gemstones, watches and so much more. Whatever it may be, it’s the jewelry you’ve always wanted and it should be properly insured from scenarios like theft or damage – even mysterious disappearance. Yes, mysterious disappearance, because it could be mysteriously lost, stolen, or never retrieved from a drainpipe. You can protect your jewelry by adding scheduled personal property coverage to your homeowners, condo, or renter’s insurance policy, or with a valuable items insurance policy.

Your jewelry isn’t ordinary. Your jewelry tells a personal story. A loss would be devastating. Call your friends at Apollo Insurance Services at 800.426.1088, option 2 or click here  for a free quote and to learn more about this important coverage.

 

girl in front of car with hood open

What to Do If Your Car Breaks Down

Follow some of these steps if your vehicle breaks down, and take extra precaution if you are in a busy intersection or on a highway.
Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute (I.I.I.) recommends the following precautions when your car breaks down:

  1. Never get out of the vehicle to make a repair or examine the damage on a busy highway. Get the vehicle to a safe place before getting out. If you have been involved in an accident, motion the other driver to pull up to a safe spot ahead.
  2. If you cannot drive the vehicle, it may be safer to stay in the vehicle and wait for help or use a cell phone to summon help. Standing outside the vehicle in the flow of traffic, under most circumstances, is a bad idea.
  3. Carry flares or triangles to use to mark your location once you get to the side of the road. Marking your vehicle’s location to give other drivers advance warning of your location can be critical. Remember to put on your hazard lights!
  4. In the case of a blowout or a flat tire, move the vehicle to a safer place before attempting a repair – even if it means destroying the wheel getting there. The cost of a tire, rim or wheel is minor compared to endangering your safety.

Many of the insurance companies we work with provide roadside assistance. Ask us about adding this to your auto insurance policy.

March Newsletter

2 girls watering flowers
couple looking at laptop

Your Identity Belongs to You – Protect it!

With the continuing onslaught of cyber-attacks and online phishing schemes you’re probably extremely concerned about identity theft.

The smartest way to protect yourself from identity theft is to prevent it from happening to you. However, if your identity is stolen, you’ll be able to lessen problems by acting quickly.

  • Call your credit card companies immediately
  • Call your bank or credit union
  • Flag your credit reports
  • Consider requesting a credit freeze
  • Report to the police
  • Complete a Federal Trade Commission (FTC) Theft Affidavit and FTC report (call 1-877-ID-THEFT to request the forms)
  • Keep records of any conversations and correspondence

To help you safeguard your identity and monitor your credit, Apollo Insurance Services is pleased to provide IDLock®, an identity theft protection product.

ID Lock offers:

  • Easy-to-use Credit Reports & Credit Scores
  • ID Theft & Credit Monitoring Alerts
  • Personal Finance Management
  • Action Buttons to easily communicate with your creditors
  • $1M Identity Fraud Insurance

It’s easy to sign up for this valuable protection. To start your trial for just $1.00, Opens in new window click here.

people at a fair

Join us at this classic car show!

The annual Kiwanis Corn Feed Run Car & Cruise is a celebration of the life of the founder Gene Skiles, 1931 – 2015. This car show for charity is held at the Chino Civic Center and is open to all pre-1976 cars, and motorcycles. Take part in the open header contest and cruise the avenue at this fun event.
On Saturday, April 14th from 8:00 a.m. to 3:00 p.m., the whole family can enjoy breakfast and lunch from the Kiwanis Club snack bar, shop from many local vendors, and visit our Apollo Insurance Services booth! You can sign up for complimentary insurance reviews, participate in our raffle to win an emergency roadside kit and receive some other giveaways. Whether you’re inquiring about a policy, looking for coverage, or in-it-to-win-it for our giveaway, be sure to stop by and say ‘Hi’.

All proceeds from this event will go to support youth and senior citizens in Chino, California through the Kiwanis Club of Chino. This active service club serves the Chino community year round while supporting many other groups and causes.

We hope to see you there!

2 girls dressed in green

Celebrate St. Patrick’s Day with the family!

With St. Patrick’s Day right around the corner, it’s a good idea to know where you and your little leprechauns can go to celebrate. From parades and festivals to gold hunts and corned beef, there are lots of options for everyone to have a sham-rocking good time! Read on to discover the fun you’ll definitely find at the end of this rainbow!

Seaside St. Patrick’s Day Parade

In true small-town, parade-by-the-beach fashion, this Hermosa Beach annual event certainly brings on the Irish with school marching bands, bagpipers, floats, horses and Irish Setters. Grab a curbside seat with your wee ones, throw on some green and prepare to watch the revelry unfold. Afterward, march yourselves over to Hennessey’s Tavern to refuel the family (and to keep the St. Patrick’s Day fun going!).

Can You Find Lucky the Leprechaun’s Pot of Gold?

On the Friday morning before St. Patrick’s Day, enjoy a story with the Malibu Public Library’s Children’s librarian, create holiday-inspired art, hunt for gold, win a prize and eat a snack fit for a leprechaun (or two). Be sure to keep your Irish eyes peeled for the special surprise guest scheduled to make an appearance!

St. Patrick’s Day at the Original Farmer’s Market

Frolicking fun is in full Irish effect with live music, corned beef and cabbage, green beer and lots o’ cheer at the Original Farmers Market on St. Patrick’s Day. A bagpiper strolls the Market in the afternoon and a traditional Irish folk singer plays in the evening. It’s the perfect place to get a little shopping done while you and the family get your green on!

collage of fruits and vegetables

It’s time to start making healthy choices

Did you know that March is National Nutrition Month?  If you haven’t already started on eating healthy & exercising as part of your New Year’s Resolutions, it’s never too late to start!

To make eating healthily more interesting, here are some fun food facts:

  • Banana plants are members of the herb family.
  • Strawberries contain more vitamin C than oranges.
  • Coffee beans are the seeds of the fruit of the coffee plant.
  • One can of soda contains around 10 teaspoons of sugar.
  • A hardboiled egg will spin but a soft-boiled one won’t.
  • A medium-sized potato is a similar size to a computer mouse.
  • Only wash grapes just before you eat them as they keep better unwashed.

Enjoy Nutrition Month every March, eat well and live healthy, and then carry on for the rest of the year!

April Newsletter

children playing with easter eggs
car accident

Every Fifteen Minutes

Apollo was a proud sponsor of the “Every Fifteen Minutes” program at Ruben S. Ayala High School in Chino Hills. It’s sad fact that every fifteen minutes someone is killed or seriously injured in an alcohol related traffic accident.With a reenactment of an actual crash scene, this program challenges students to think about drinking, driving, personal safety, the responsibility of making mature decisions and the impact these decisions have on friends, family and their community.

Besides just sponsoring the event, we provided handouts with safe driving tips for teens which included a parent/child contract that they read and sign which states they will be a responsible driver and never text or drink and drive.

If you would like a copy of this handout, please give us a call at 800.426.1088 and ask for the Marketing Department. We will be happy to mail or email it to you.

couple singing documents

Need legal advice?  

In a perfect world, you’d never need a lawyer. But in today’s unpredictable world, it helps to have a team of experts on your side. Legal Shield makes it simple, from sign up to settlement. Protect your family and business with simple comprehensive coverage today.

Here’s what Legal Shield offers:

Advice

  • Toll-free phone consultations with your Provider Law Firm for any personal legal matter even on pre-existing conditions.

Letters and Phone Calls on Your Behalf

  • A phone call or letter on an attorney’s letterhead can help you get the results you need.
  • Available at the discretion of your Provider Lawyer.

Contract and Document Review

  • Your Provider Law Firm will review an unlimited number of documents of up to fifteen (15) pages each.
  • You must be named as a contracting party on personal legal documents to be reviewed.

24/7 Emergency Access

  • After-hours legal consultation for covered legal emergencies such as: if you’re arrested or detained, if you’re seriously injured, if you’re served with a warrant, or if the state tries to take your child(ren).

Trial Defense Services

  • Assistance if you or your spouse are named defendant or respondent in a covered civil action suit

For more detailed information and to sign up today click here.

RV driving on road

RV Safety Tips!

Spring is here and the weather is warming up.  If you’re lucky enough to own a recreational vehicle (RV), it’s time to get out there and enjoy all the beautiful weather and scenery that California has to offer.

It doesn’t matter where you’re headed as long as you give yourself enough time to prepare for a smooth trip. Here is a short checklist that will help you get road trip ready:

  • Have a plan (and maps or a GPS). One of the reasons you’re traveling in an RV is for the adventure. But while the freedom to go wherever you want can be exciting, getting lost isn’t (at least for most people). You’ll cut down on frustration if you know where you’re headed.
  •  Pack the right things We’ve all forgotten to pack something while going on vacation. And buying new items at your destination can add up. So make a packing list, and remember that it’s not all about clothes and toiletries. Don’t forget your favorite road music or DVDs to watch at night. And if you’ve got kids with you, be sure to pack games and other things to entertain them.
  •  But don’t pack everything Of course, just because you have an RV doesn’t mean you should bring all of your possessions on vacation with you.
  •  Be prepared for anything You should have a first-aid kit in the RV, as well as some tools for smaller repairs. And if you’re traveling a long distance, why not bring some local items from your hometown to give as gifts when you make new friends?
  •  Limit the driving It’s tiring enough driving a car hundreds of miles a day, let alone an RV, so give yourself plenty of rest and don’t overdo the driving.

Before you take that trip, make sure that you’re well protected in case you hit a bump on the road. Apollo Insurance Services is happy to provide a free quote on your RV insurance and we may even be able to save you some money since we’ll shop around for the best rate.  Just give us a call at 800.426.1088, option 2 or visit www.apolloinsuranceservices.com.

couple looking at laptop

April is National Financial Preparedness Month

Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. In these stressful circumstances, having access to personal financial, insurance, medical, and other records is crucial for starting the process of recovery quickly and efficiently. Taking the time now to collect and secure these critical records will give you peace of mind and, in the event of an emergency, will ensure that you have the documentation needed to start the recovery process without delay.

First start by gathering financial and critical personal, household, and medical information. You may also consider saving money in an emergency savings account that could be used in any crisis. Keep a small amount of cash at home in a safe place. It is important to have small bills on hand because ATM’s and credit cards may not work during a disaster when you need to purchase necessary supplies, fuel or food.

Obtain property (homeowners, condo or renters), health, and life insurance if you don’t already have them. Apollo Insurance Services will help you review existing policies for the amount and extent of coverage to ensure that what you have in place is what is required for you and your family for all possible hazards. For extra peace of mind, give us a call today at800.426.1088, option 3 for a complimentary review.

May Newsletter

may newsletter header
couple on sailboat

Setting Sail? Practice Boating Safety

If you own a boat or watercraft, or are thinking of purchasing one this summer, you know that safety comes first when you’re at sea.  Check out these boat safety tips that will help you avoid choppy waters before you set sail.

  • Wear a life jacket: 80% of drowning victims were not wearing a PFD (Personal Flotation Device) or life jacket. California requires that children under 13 wear a life jacket and that every boat be equipped with one life jacket per passenger.
  • Take a boating course: California does require all boaters to carry the California Boater card while operating a recreational motorized vessel.  Click here for more information https://www.boat-ed.com/california/
  • Schedule a vessel safety check: The Coast Guard auxiliary offers free safety checks. For more information, visit www.uscgboating.org.
  • Equip your boat with an emergency kit and be familiar with how to use each of the items. It’s recommended to include the following: fire extinguisher, first aid kit, visual distress signal and/or a Coast Guard-approved throwable PFD, such as a life ring or a horseshoe. Organize an emergency plan and make sure that passengers are familiar with it. Remember to test equipment and be knowledgeable of the suggested guidelines for usage and replacement.
  • Be prepared for the weather: Check the weather forecast before going on the water and be equipped for changes.
  • Know where you are: The Coast Guard recommends having charts, a GPS (Global Positioning System) and a reliable means of communication on board.
  • Know how to contact the Coast Guard: Marine radio is the preferred method to communicate on the water because it broadcasts to other boaters in the vicinity. If using a cell phone on the water, test it for a maritime emergency by dialing *CG (*24). There is no charge or penalty for calling to test the signal.
  • Don’t drink and drive: According to the Coast Guard, a boat operator with a blood alcohol level of .10 percent is 10 times more likely to be killed in a boating accident than a boat operator with a blood alcohol level of zero. Operating a boat while drinking is illegal in several states. Remember that the effects of alcohol are exacerbated when combined with sun exposure and being on the water.

Before you sail the seven seas, make sure that you’re well protected.  Apollo Insurance Services is happy to help you with a free quote.  Contact us today at 800.426.1088 option 2or click here.

tell a friend header image

Tell A Friend

Your business means the world to us. We want to continually earn your trust and provide you with exceptional customer service and a vast array of personal insurance products. We understand the importance of a comprehensive insurance package that fits your individual needs and protects what’s essential in your life. We hope that we have exceeded your expectations and that you’ll share us with your family and friends. And, as our way of saying thank you, we have created a referral program, just for you.
Here’s How it Works:

  • For every referral that is sold we will send you a $20 Gift Card!
  • We have an annual drawing, the prize is $100 and is given to the charity of the winner’s choice.
    • Each referral you’ve given throughout the year equals one entry for our annual drawing.
    • We’ll announce who won on our Facebook page.
    • Use multiple forms if needed.
    • Click here to submit
winding road

Spring Driving Safety Tips!

While many drivers might not think about it, spring brings its own set of driving hazards to be aware of. Luckily, there are precautions you can take to ensure that you stay safe while on the road. Try out these suggestions to help you drive safely this spring.

Beware of Wet Weather

For many states, springs marks the beginning of rainy season. If your area is prone to wet weather, then make sure you know how to handle wet driving conditions.  For instance, you should take care to reduce your speed, increase your following distance, and avoid slamming on your brakes. Employing these defensive driving strategies will reduce your chances of skidding and losing control of your vehicle.

Avoid Puddles

Wet weather can also mean more puddles on the roadway. If possible, you should try to avoid driving through puddles as they can increase your chances of skidding and could harbor hidden dangers such as broken glass or shards of metal. If you cannot safely avoid a puddle, then just make sure you reduce your speed before hitting the puddle and avoid stepping on your brake as you move through. This will help you minimize your chances of skidding and sustaining tire damage.

Watch Out for Others on the Road

With warmer temperatures, you should expect to see more motorcyclists, bicyclists, and pedestrians on the road. It’s important that you keep an eye out for these other parties as they can easily slip into your blind spot if you are not paying attention. To stay safe, you should be particularly careful to avoid distractions as you drive and, if you see them, you should take steps to ensure the safety of motorcyclists, bicyclists, and pedestrians.

Make sure you take these precautions to drive safely this spring  Want another way to stay safe while behind the wheel? Then make sure you have the proper auto insurance protections in place. To find the right policies to fit your needs, call your friends at Apollo Insurance Services at 800.426.1088, option 2. Our dedicated team is ready to get you covered today.

disney land characters

Fun Facts about Disneyland

Most of us have been to Disneyland at some point in our lives – when we were kids, or when we starting having kids! It’s a part of life in Southern California and it brings out the kid in all of us. Even though we may have been there dozens or even hundreds of times, there are some things you may not know about the “Happiest Place on Earth”

Here are some fun facts:

  1.  When the park opened in 1955 admission was $1 and they only had 18 attractions, today there are 51 attractions.
  2. All the plants in Tomorrowland are edible.
  3. Disneyland is home to about 100 feral cats “employees” that help keep rats out. Originally Walt relocated them but now they are considered to be organic pest control and are “staff”
  4. There is a basketball court for cast members in the Matterhorn. The Matterhorn is one of the unique rides not available at Disney World.
  5. Walt Disney had his own private apartment above the Fire Station on Main Street. They keep a light on in the window to keep his spirit alive.
  6. Disneyland parks cover about 80 acres while Disney World is roughly the size of San Francisco, so much easier to get around at Disneyland.

 

June Newsletter

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Bill Oblimeto june newletter

Staff Spotlight – Bill Obelmito

Bill is one of our warm, knowledgeable and friendly Insurance Consultants. He’ll be celebrating his one year anniversary at Apollo next month but we already feel like we’ve known him for years since he is so easy to talk to, fun-loving and open. If you ask Bill what he enjoys most about his job, he most definitely will say talking to people. Yes, Bill is a bona-fide “people-person” and he’ll take the time to find out all about you and your needs to find you the best possible insurance to protect you, your family and your property.When Bill isn’t at  work helping our customers get and stay protected, he’s enjoying his family life. Bill is married and has three daughters and seven grandchildren! Needless to say, he spends a lot of time with his large, loving family and mentioned that they celebrate someone’s birthday practically every month! Bill also loves dogs and he and his wife recently adopted a “Chiweenie”, Joey, a cross between a Chihuahua and a Daschund. When not attending a family occasion or hanging with Joey, you’ll find Bill riding his motorcycles and enjoying coasting along some of the beautiful roads such as Angeles National Highway that California has to offer. He even rides his Kawasaki to work every day. He enjoys working in Chino Hills and although he doesn’t live in the area, he and his wife are very active at the Calvary Chapel in Chino Hills.

We hope you have the pleasure of speaking with Bill soon!  He will definitely enjoy speaking with you!

 

Couple just married

Getting married?
Reasons you may want to consider Wedding Insurance

When Don bought a wedding insurance policy for his daughter Jessica’s big day last year, he did it because the event was scheduled during hurricane season and he was worried that weather might force them to cancel. But it turned out they needed the policy for a different reason: The venue, a winery, shut down just two months before Jessica’s Labor Day wedding. They found themselves scrambling for a new location — and out the $30,000 they had already paid to the winery. Vendors who can’t fulfill contracts are the most common cause of wedding insurance claims. Here’s how insurance can help.

Wedding disaster No. 1: Vendor fails

Vendor issues, like the venue going out of business, make up 30% of wedding insurance claim dollars. Wedding insurance policies will often reimburse you if you have to book a last-minute vendor or reschedule the wedding if a vendor backs out.

Wedding disaster No. 2: Someone gets injured

Weddings are fun. Often they’re so much fun that someone can get hurt. If there’s an injury at your wedding, you could be held liable — and that’s what wedding liability insurance is for. Wedding liability insurance is typically a separate policy from cancellation insurance, though they can be purchased in a bundle. As you might expect, there are many injuries that occur on the dance floor. In some cases, you could also be held liable if someone drinks too much and causes an accident. Liquor liability coverage may be sold as add-on coverage for wedding liability policies or included at no charge.

Wedding disaster No. 3: Extreme weather

When you’re booking the venue months beforehand, you cross your fingers and hope for good weather. Coverage typically doesn’t include a rain shower or a blustery day that might ruin your party’s updos, because the wedding can still go on. But if there’s a tornado, hurricane or other destructive weather that prevents guests or vendors from arriving, a cancellation policy pays for costs to reschedule.

Wedding disaster No. 4: Medical emergency in the family

If someone close to you gets sick or injured right before your wedding, the last thing you want to worry about is the money lost canceling or rescheduling the event.
If the bride, groom, their parents or someone in the wedding party is sick or injured shortly before the wedding and can’t make it, cancellation policies typically cover the costs to reschedule.

You friends at Apollo Insurance Services know that your wedding is the day you’ve been dreaming about for years.  Make sure you protect those dreams.  To learn more about wedding insurance and for a free quote, please click here.

 

father holding sun above head at ocean

Father’s Day is near – Things to do for Dad!

Dear old dad. If not for him, most of us wouldn’t have food, shelter and clothing. Dad is usually the guy who brings home the bacon and makes sure everyone is taken care of. Do you think getting him a tie, even a creative, colorful one is worthy of all that dad does? Of course not!  Here are some ideas to reward dad on Father’s Day in the way he deserves:

Take him out to the ball game!

Most dads enjoy “America’s greatest past time”. Even if your dad isn’t a sporty guy, who can resist a day in the sun, surrounded by excitement, hot dogs, pretzels and beer!  It’s a way for the whole family to connect – and show dad how much he means to you.

Fore!

Golfing can also be a fun excursion for you and dad. You can also buy him a gift certificate for a round of golf at one of the local golf courses. He can get together with his buddies and enjoy some camaraderie and beautiful scenery. It will take his mind off the stresses of work and give him a chance to relax and enjoy the great outdoors

Take a Hike

No funds for a round of golf? No worries. Take dad on a trip to a local hiking trail and pack a picnic! Maybe you can find a hidden waterfall or stream to explore. It’s a fun day in the sun, perfect for the whole family!  Don’t forget the sunscreen and water.

Set Sail

Why not rent a sailboat or electric boat for a day relaxing on the water. You can pack some snacks and drinks and dad’s favorite tunes and you’re set. Let dad take the helm and he’ll feel strong and in charge of his course as when he is running the household.  Except in this instance, he’ll feel the wind in his hair.

Whatever you do, your friends at Apollo Insurance Services wish all the dads, A Very Happy Father’s Day!

grilled peaches

Grilled peaches with vanilla ice cream

Nothing says the beginning of summer as well as fresh, juicy peaches. What can compare to eating a sweet ripe peach on a hot summer day as the juice pours down your chin?  Well, have you ever tried a grilled peach?  That may top it as long as you actually top it with delicious vanilla ice cream!

Here’s the recipe – enjoy!

Ingredients

  • 2 tablespoons light brown sugar
  • 1/2 teaspoon cinnamon
  • 4 fresh peaches
  • Grapeseed oil (or vegetable oil)
  • Vanilla ice cream

In a small bowl, combine brown sugar and cinnamon. Cut peaches along the seam all the way around and twist halves off the pit. Brush cut sides with grapeseed oil or vegetable oil. Cook, cut side down, on a hot grill until fruit has grill marks, 3 to 4 minutes. Brush tops with oil, turn over, and move to indirect heat. Sprinkle cut sides with cinnamon sugar. Cover grill and cook until sugar is melted and fruit is tender, 10 to 15 minutes. Serve with vanilla ice cream (sprinkle on extra cinnamon sugar if you like).