If you’re like many around the world, the start of the New Year is the opportunity to establish new goals you’re looking to fulfill. However, it can be hard to maintain the commitments you made to yourself. For some, their New Year’s resolution may be as simple as sticking with their goals beyond the first month of the year.
However, that’s sometimes easier said than done. We all know it takes a bit of effort to stick to your goals; but what if there were a checklist in place to help guide you throughout the year? That might make things easier for you to ensure that you stay on track of completing your goals.
If the past few years have taught us anything, it’s that life is uncertain. Therefore, it’s important now, more than ever before, to ensure that you are well prepared in the face of personal uncertainty – whether it relates to personal finances, insurance, or anything else.
So, to help get you off on the right foot, here is our list of 4 ideas for New Year’s resolutions.
Maintaining low spending habits
Of all the New Year’s resolutions you can make, this is probably by far the most common (second only to diet and exercise). However, whether your resolution is to spend less, improve your financial literacy, or learn about financial traps that people can fall victim to, it’s important to take the time to truly evaluate your spending habits. This can help ensure that you are spending within your means to allow for future opportunities to spend money on things that matter most to you.
Update your will
Do you have a will?. However, when was the last time it was updated?
Having a will helps to ensure that your end-of-life wishes are recorded and respected. There are many circumstances that may warrant a review of your will – getting married or divorced, expecting a baby, purchasing a new home, etc. Take the time this year to sit down and update your will to help make sure your wishes are clear.
Review your insurance policy
Changes such as home renovations, installing a pool, a new home security system, or getting an electric or hybrid vehicle, will need to be accounted for in a home or auto insurance policy.
To ensure that you are getting the best possible coverage, be sure to speak with your friends at Apollo Insurance Services at 800.426.1088 to ensure that your current policy is up to date to account for any changes you made.
Pay your insurance premium on time
If you are late paying your insurance premiums, or avoid paying them altogether, there may be consequences that will impact your current home or auto policy. If you haven’t already, consider setting up automatic bank withdrawals or credit card payments. That may help ensure you don’t miss a payment.
Now, this is by no means the only things you could keep in mind as you make your New Year’s resolutions, but it’s a start. Be sure to evaluate and see what’s right for you!